We’ll walk you through everything,
ensuring you have the right policy for you.
Why talking to Bright Advice about your home insurance is the right move – Stay local and get the best advice
We can walk you through everything you need to know to ensure you have the right policy for you. As a local company in St Neots if you would like one to one advice about home insurance we can arrange for you to come and see us or alternatively we can arrange a time that is convenient to give you a call.
Another good reason to talk to Bright Advice;
If you are looking for non-standard insurance such as thatched properties, empty properties or properties that have suffered from subsidence, we will help you to find an insurance solution for these.
Buildings Insurance was created in order to provide you with financial security when it comes to the structure of your house and provides cover for not only your home but its fixtures and fittings, patio, swimming pools, drives, walls, hedges and gates. It is a requirement of your mortgage to have Buildings Insurance.
Contents Insurance provides cover for household goods against situations beyond your control such as Damage due to Flooding, Fire, Storms and Subsidence
Additional benefits available – Tailoring a policy to your needs
Accidental Damage Cover
Is strongly recommend as this provides cover to your home and the contents against any visible damage which has not been caused on purpose by you or your family, this would include accidentally flooding your kitchen, drilling through a pipe or spilling paint on a carpet or sofa.
Personal Belongings Cover
Provides cover away from the home for personal items and valuables normally worn or carried in everyday life. This would include Laptops, Wallets, Jewellery, bikes etc.
Home Emergency Cover
In the event that an unforeseen problem such as a pipe bursts or your heating breaks down, you can make one phone call and they will arrange a qualified person to come to your home to make it safe, secure and habitable again. They will often allocate an amount towards covering labour costs, callout charges and parts.
Legal Expenses Cover
Provides protection against a range of legal expenses for you and your family for certain unforeseen circumstances, such as Legal Defence, Property and Tax Protection, Contract and Employment disputes and bodily Injury. In some cases, this also covers your Salary during the time you are required to attend Jury Service.
Bright Advice is a trading style of Lifetime Wealth Management Limited an Appointed Representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Bright Advice is a trading name of Lifetime Wealth Management Limited. Lifetime Wealth Management Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited who are authorised and regulated by the Financial Conduct Authority.
The Financial Conduct Authority
Lifetime Wealth Management Ltd registered address 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.
Registered in England and Wales, Company Number: 4631136.