The basics of Inheritance Tax and why it’s being reviewed

The basics of Inheritance Tax and why it’s being reviewed

Inheritance Tax (IHT) is one of the most unpopular types of tax in the UK and often referred to as a ‘death tax’. With the Office of Tax Simplification (OTS) reviewing it and recommending changes, it’s the perfect opportunity to look at why and what the current rules...
Are you at risk of outliving your pension?

Are you at risk of outliving your pension?

We spend much of our working lives contributing to a pension to create an income that affords a comfortable retirement with a few luxuries. But a survey suggests that many saving into a pension are worried about running out. A poll conducted by FT Adviser asked...
Eight in ten homeowners could be at risk if their income stops

Eight in ten homeowners could be at risk if their income stops

There are many reasons why your income could suddenly stop and it’s not a situation we want to think about. However, planning for potential scenarios means you’ll be in a better position financially and practically should they happen. Despite this, more than eight in...
Six things to check before you purchase a leasehold property

Six things to check before you purchase a leasehold property

Leasehold homes have been in the press a lot recently; and not in a good way. Some homeowners have found themselves trapped in leasehold properties with escalating costs and little opportunity to sell. If you’re considering moving home and a leasehold property has...
Longer lives and retirement plans

Longer lives and retirement plans

Retirement is a huge milestone and one that’s lasting longer for many people. You now have more choice around when you want to retire, how to take an income, and what you want to do after you’ve given up work. Whilst more flexibility has certainly been welcomed, it...